Your phone as a wallet
Over time, I have been involved in development for alternative mobile payment systems many times. Along with QR Codes and NFC and Face recognition, who knows which direction the public will eventually choose. This is a study into on possibly direction: Pre-baked branded financial phone, utilising the native rich functionality of the Android operating system.
It was key to point the App towards five distinct touch points:
- Account Service
- Reward and Bonus
- Ticketing and Events
Guiding the user through the start-up process is like taking them on their first date. By providing your customers with this gentle ‘hand-holding’ process you, as the UX designer, are reducing those barriers to entry and providing a step-by-step process that welcomes demographics from all levels.
Providing quick links to your balance to your mini statements or even functionality to top up your mobile phone are all important touch points here. People really need to know their balance so that was front of stall plus service options, terms and conditions, etc, etc.
Rewards and Bonus
Whether you are looking to discover local restaurants, get deals at the salon or even discount at the gym you need to keep track of all these offers. There are also OnDemand, real-time discounts on dining experiences, spa treatments and the discovery of nearby deals as part of your phones functionality.
Ticketing and Events
Store your tickets for the exotic vacation or even a quick weekend trip. Store your goods to discover discounted products and browse seasonal themed collections on all events that are near you.
Widgets on Android provide the next level of functionality not available on a lesser devices therefore this pre-baked solution should and can easily take advantage of this superior level of functionality. Add the widget to your device and never miss out on the next big deal. Just hold your finger on the home screen and select widget from the list.
Need access to your balance at the touch of a button? Androids functionality provides the solution. Simply hover over the icon and the info is displayed.
This prebaked solution does provide some answers to the all encompassing question what will replace the credit card that it’s not a definite this will be compatible with all POS retailers out there do you go the Apple way weapon provide before end to end solution or do you help your retailers by making their life easier and providing a level of compatibility who knows let’s see what the next few years bring.
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This is but part of a selection of design articles Russell Webb Design generated for the creative community out there. Please contact us further to discuss if your brand really wants to benefit from this new immersive experience here: firstname.lastname@example.org
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